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Is the New Healthcare Bill Really Affordable for All Americans????
How does the new Healthcare Bill affect the average, healthy, middle-of-the-road American?
First of all, I am a fifty-four year old woman, who rarely visits a doctor. I take care of my health, with good eating habits, and daily exercise. I don't take any medications because of my healthy lifestyle. My family consists of me and my husband. He has incorporated a balanced, healthy diet into his daily life too. The last time, either of us had been to a physician, was over twenty years ago. Yes! It is true! Secondly, based on our joint income, we fall in the low to middle-class category. I lost my job last year, and I haven't been able to find another one. My husband works part-time and does some side jobs to make extra money.
The law clearly states, on page 297 of the document, that I am going to be mandated to purchase health insurance. My husband and I must be covered by health insurance during the year, If we are not covered, we will be taxed at 2.5% of our modified adjusted gross income. The tax cannot be greater than the premium cost of the insurance. Although Medicaid was expanded to cover adults with no minor children, and with incomes of up to 133% of the Federal Poverty level, my husband and I fall just over the guideline. For a family of two, we'd have to earn less than $19,378.00 a year to qualify for Medicaid. So, where does that leave us? I could not find anywhere in the 1990 pages, where there are any other subsidies for people who fall over the Federal Poverty Level. In essence, this will be a hardship on me. It could end up costing me thousands of dollars a year for health insurance. I can't afford that, but according to the government, I can.
The Healthcare bill is penalizing those Americans who are health conscious. It has cost both me and my husband, a whopping $500.00 in medical expenses, over the past twenty year period. That's only because I twisted my ankle a few years ago and went to the emergency room. I wasn't covered under any insurance plan, so I paid out of pocket, directly to the hospital. We use our money to buy fresh foods, such as, fruits and vegetables. We eat as much organic food as we can. It does cost more than non-organic, but for us, it is well worth it. Although we spend more on fresh food, we save money in the long run, because we do not eat out alot, and we do not purchase packaged foods. With the new law, my husband and I will have to spend a lot more money than we spend now!!! What's even more upsetting to me, is that we are being forced to purchase a product that we will most likely, hardly ever use. So, how is this more affordable for us??? It isn't!! The Affordable Healthcare for Americans Act is only more affordable for those who are sick.
The way I see it, I am going to end up having no health insurance, and I will be paying a tax for not having it. The government is taxing me, the healthy person, in order to help pay for the people who are sick. This is more like Sickcare , not Healthcare.